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Housing participation program — Ecuador

If you are between 40 and 65 years old in Ecuador, this applies to you

Ecuadorian citizens born between 1960 and 1985 have access to a participation program in housing developments with conditions designed for their generation. Accessible entry amount, distributions during construction and an acquisition option upon project completion.

No large capital required. No prior experience. The process is straightforward, the consultation is free and the program is available throughout Ecuador.

1960–1985
Eligible years of birth
3
Active cities: Quito, Guayaquil, Cuenca
Free
Preliminary consultation, no commitment
Facade of a new residential building in Quito, Ecuador
Present in the main cities of EcuadorQuitoGuayaquilCuencaAmbatoManta
01 — What you receive

What does this program include?

Three pillars that structure every participation within the housing program.

01

Participation in real housing projects

Active construction projects in Ecuadorian cities — with clear conditions and tracking available for each participant.

02

Distributions during construction

While the works progress, you receive periodic distributions proportional to your participation.

03

Acquisition option at completion

When the project ends you decide: acquire the housing unit or recover your capital with the accrued benefits.

02 — How to verify your access

Three clear steps, no commitment

A direct process designed for citizens between 40 and 65 years old who look for serious housing participation.

Your generation is already consulting. Review what applies to you.

Start step 1
  1. 1
    Step 1

    Complete the form

    Provide your basic information: name, email and a brief message. We do not request wealth figures.

  2. 2
    Step 2

    You receive regional information

    An advisor sends you the projects available in your province with specific conditions and schedule.

  3. 3
    Step 3

    Review and decide

    Analyze the conditions. Participate only if it suits you. No mandatory lock-in clauses.

03 — Program cities

Active works in three regions of Ecuador

Each project is registered in the corresponding Commercial Registry and holds current municipal permits.

New residential building in Cumbayá, Quito

Quito — Northern Highlands

Residential buildings in Cumbayá, Ibañez and La Carolina. Seismic-resistant structure and MIDUVI certification.

Residential complex in Samborondón, Guayaquil

Guayaquil — Coast

Housing complexes in Samborondón, La Puntilla and Vernaza Norte. Focus on cross-ventilation and covered common areas.

New housing in Cuenca, Ecuador

Cuenca — Southern Highlands

Housing in El Batan, Ordoñez Lasso and Puertas del Sol. Local materials and respect for the historic zoning plan.

04 — Current participants

Voices of those who already consulted

Real testimonials from citizens between 40 and 65 who evaluated and chose to participate.

I consulted with no commitment. They explained the conditions calmly, without any urgency. I decided to participate in a project in Cumbayá after checking the permits on my own.

Rosa, program participant in Quito
Rosa Alvarado, 58 years old
Quito, Pichincha

What convinced me was the clarity of the contract and that distributions are linked to the actual progress of the works, not to promises.

Manuel, program participant in Guayaquil
Manuel Cedeño, 47 years old
Guayaquil, Guayas

I was looking for something structured for this stage of my life. The advisor respected my pace and there was no commercial pressure.

Carmen, program participant in Cuenca
Carmen Vintimilla, 62 years old
Cuenca, Azuay
05 — Frequently asked questions

What people usually ask before consulting

Straightforward answers to the most common questions of citizens between 40 and 65 years old.

06 — Start consultation

Request program information

Complete the form and an advisor will contact you with projects available in your region. The consultation is free and involves no commitment.

  • Provide your basic information: name, email and a brief message. We do not request wealth figures.
  • An advisor sends you the projects available in your province with specific conditions and schedule.
  • Analyze the conditions. Participate only if it suits you. No mandatory lock-in clauses.
!
Important notice

This program is offered by Andesvivienda S.A., a private company registered in Ecuador. It is not a governmental program. Participation involves risks, including the potential partial or total loss of the contributed capital. Distributions are subject to the progress and conditions of each project. Past results do not guarantee future results. Free, no-commitment consultation.

Andesvivienda
Programa habitacional — Ecuador

Private participation program in housing developments designed for Ecuadorian citizens between 40 and 65 years old.

Contact


Andesvivienda S.A.
Tax ID (RUC): 1793215487001
Superintendencia de Compañías del Ecuador, File No. 172405
Commercial Registry of Quito, Volume 89, Folio 234, Entry 512
Authorized economic activity per ISIC L6810.01 — residential real estate promotion
Jurisdiction: Republic of Ecuador. Year of incorporation: 2018.

© 2026 Andesvivienda S.A. All rights reserved.